The System (iOS App, 2017)
The System helps you stop living paycheck to paycheck through automated budgeting. With every transaction, your money is earmarked into 3 stacks: spending, bills, and savings.
Once a user links their accounts, The System automatically determines their income and bills, then suggests a savings percentage they can afford. What's left over is their guilt-free spending money.
Your checking account is organized into stacks for Spending, Bills, and Savings
The System tells you exactly how much you can spend until payday. It even gives you a daily average so you can pace yourself.
Money is earmarked for upcoming bills so you always have enough to pay in full and on time.
With every card swipe, The System earmarks money to pay your eventual credit card bill.